The Battle of Gettysburg between the Union and the Confederates - Free Essay Example

Sample details Pages: 4 Words: 1132 Downloads: 1 Date added: 2019/10/30 Category History Essay Level High school Tags: Battle of Gettysburg Essay Did you like this example? The Battle of Gettysburg fought from July 1 to July 3, 1863, is considered the most important engagement of the American Civil War. Where Confederate forces led by General Robert E. Lee and the Union army led by General George Meade. The battle left more than 51,000 wounded, killed, captured, or claimed to miss. The wounded soldiers were crowded in nearby buildings, and many of the dead bodies lay in scantly graves in the ground (https://rmc.library.cornell.edu/gettysburg/never_forget/battle.htm). Confederate General Robert E. Lee launched his second invasion of the northern states. His goal was to defeat the Union army on Northern soil; in which, he hoped would force the Lincoln administration to negotiate for peace. He sought out to take the war out of the Virginia farmland and gather supplies for his Army of Northern Virginia. Lee used the Shenandoah Valley as cover for his army. He was approached by two Union Major Generals, first General Joseph Hooker, and General George G. Meade (who was then replaced by Hooker). Lees army crossed into Pennsylvania in mid-June, and the opposing forces meet head-on at the crossroads towns of Gettysburg, Pennsylvania on the morning of July 1, 1863. The Confederates surge over the Federals from the fields West and North of town, but were unsuccessful to secure Cemetery Hill and Culps Hill to the South. The next day, following, reinforcements arrived on both sides. Lees army then attacked the Federals on the heights and Little Round Top (fu rther South), but they failed to dislodge the defenders. Lastly, on July 3rd, Lee attacked the Union on Cemetery Ridge and was repulsed in what is now known as Picketts Charge. His second attempt on the invasion failed and resulted in large casualties on both sides. There was an estimated 51,000 that were listed as missing, captured, wounded, or dead (https://www.battlefields.org). Don’t waste time! Our writers will create an original "The Battle of Gettysburg between the Union and the Confederates" essay for you Create order The ending results of The Battle of Gettysburg were a victory for the Union. The commanders of this battle were as previously stated for the Union General George G. Meade, and for the Confederate General Robert E. Lee. The forces engaged were 165,620 making up for the Union were 93,921 and for the Confederate at 71,699. The numbers were much larger for the Union; therefore, anyone could see why they had their victory. The confederate was clearly outnumbered by the Union. The total estimated casualties were 51,112. The Union alone had 23,049, of which 3,155 were killed, 14,529 wounded, and 5,365 missing/captured. The Confederate had 28,063 of the 51,122 causalities; of which 3,903 were killed, 18,735 were left wounded, and lastly, 5,425 were listed as missing/captured (https://www.battlefields.org/learn/civil-war/battles/gettysburg). Pennsylvanias Governor Andrew Curtin responded to the crisis by purchasing 17 acres of land for a proper burial ground for the Union dead. Within four mo nths of the battle, reinternment began on the land that became Gettysburg National Cemetery. Today the cemetery is the final resting place for over 6,000 honorably discharged servicemen and their dependents from the Civil War, Spanish-American War, World War I, World War II, and the Vietnam War (https://rmc.library.cornell.edu/gettysburg/never_forget/battle.htm). The 22,000 square foot Museum and Visitor Center is a great place to visit. They have the Soldiers National Cemetery and the David Wills House in town as well, where Abraham Lincoln stayed the night before he gave his Gettysburg Address. The people of the North and the South after The Battle of Gettysburg were sick of war and wanted skirmish to come to an end. In the summer of 1864 (a year later), the Civil War had been rampant on for three years now. Events on the battlefield, just before the election coming that fall, would cover the Souths defeat, catapult Abraham Lincoln to victory and provide momentum for the passage of the Thirteenth Amendment, permanently freeing all slaves in America. Lincoln was expected to lose the election. Late August 1864, most expected former Union General George B. McClellan to defeat Lincoln, yet two months prior General William T. Sherman overpowered Confederate defenses and captured Atlanta. After leaders of his own political party had already considered replacing him on the Republican side, Lincoln won the most known victory in history when he defeated McClellan in the Electoral College with a 212 to 21 vote. His victory in 1864 was made possible by the Unions victory at the Gettys burg in July 1863. When the Confederates were accumulating for another battle charge up the hill, Chamberlain realized he didnt have enough ammunition to survive one more defeat. Most Americans are very familiar with the Battle of Gettysburg; however, it is very difficult to appreciate the savagery fight or the sheer volume of bloodshed that is distressed with both sides of the North and South. What happened on the field of battle after the two sides moved on to continue the fight elsewhere may be most symptomatic of the horrendous experience there. The author of A Strange and Blighted Land: Gettysburg, The Aftermath of a Battle, (written by Gregory Coco), exhaustively researched what happened on the Gettysburg battlefield in the three years following the flight. His descriptions are somewhat difficult to comprehend. He explained that there were thousands of dead soldiers but also three thousand dead horses and other animals. It was a down-right bloodbath. He stated: There was eve ry type of corrupting, decomposing corpse you could imagine. The stench was horrifying for those tasked with the cleaning up the land. (Coco, Gregory. 2018. A Strange and Blighted Land. Havertown: Savas Beatie). The speech is known as the Gettysburg Address given by Abraham Lincoln on November 19, 1863, dedicating to the Soldiers National Cemetery, or also known as the battlefield cemetery at Gettysburg, Pennsylvania. The cemetery for Union soldiers killed at the Battle of Gettysburg during the Civil War. The speech was written by himself in Washington and revised after his arrival at Gettysburg. His speech was a sheer 271 words and took about only two minutes. This speech is one of Lincolns best-known speech. Lincoln states, Fourscore and seven years ago our fathers brought forth on this continent a new, conceived in liberty ad dedication to the proposition that all men are created equal. (https://www.abrahamlincolnonline.org/lincoln/speeches/gettysburg.htm). Lincoln began to envision not just a reunited United States, but a nation freed once and for all of slavery. In conclusion, the Battle of Gettysburg was a battle during the Civil War between the Union and the Confederates. (The north and the south). The Battle of Gettysburg brought over 51,000 soldiers from both the north and the south in a bloodbath, leaving those 51,000 either dead, wounded, captured, or listed as missing. The battle lasted three days beginning on July 1st, 1863 and ended on July 3rd, 1863. The ending resulted in the big victory for the Union over the Confederates, and President Abraham Lincoln winning the presidency by the Electoral College Vote.

Report Topics How to Select the Most Suitable

Choosing the topic for your report may be a pretty challenging task. Students spend a bunch of their time in order to find out what their report will finally be about. We all have Facebook and Twitter accounts, we surf the news portals every single day and we all know how to dig the most valuable information from both – printed and media industry. But what if you are required to provide something absolutely new? Something that should hook your target audience attention from the very first line and leave your reader craving for more. Here are some helpful recommendations on how to pick the right topic for the report project. Brainstorm. Make sure to rack your brain and ponder over all the potential ideas, facts, events, literature publications, hobbies, controversies that you cold dedicate your paper to. Create a quick list of all of them as they pop up in your head.Keep in mind the target audience you’re creating your report for, the study and the goal of it. Try to view your report topic as if you’re not the author, but the reader, who will face it. Eliminate. Are you finally ready with the list of all possible report topics ideas? Now it’s time to cross out the ones you are not sure about the ones that, as you may think, are most likely to fail.Depending on how much time you have to cope with the assignment and how long it is supposed to be, make certain to cross out the topics that require complex and time-consuming study, research and reading process. Keep your target audience in mind. No matter what stage of the report writing you’re dealing with, think of the ones you’re doing it for, what topics they will be most likely hooked by. Ask for professional assistance. By this moment you definitely have just a couple of topics left within the list. It is recommended to approach your college tutors, friends and fellow students to ask them what they think about your ideas. Pick one. This is when you must pick the most suitable topic, develop the supreme quality paper and finally get over it. There’s no need to waste your precious time until the night before the submission just because you cannot make up your mind regarding the report topic! Besides, you shouldn’t change your idea once the process of work is in full play. Exert every effort to reach the place of your destination with a single idea. That’s a real waste of time to pick only one topic, generate several pages of the report and then, all of a sudden, change your mind (unless your college or university tutor requires you to do so!).

Essay about Bioerosion and Reef Ecology - 3553 Words

Bioerosion and Reef Ecology The breakdown of calcareous substrates among coral reefs, or bioerosion, is a facet of reef ecology too often forgotten. The process plays a much more important role than it is usually credited with. Bioeroding species, consisting of many different types of organisms that act on the environment in a seemingly endless variety of ways, interact with the ecosystem and with each other as part of the reef growth and degradation cycle. The degradation portion of this cycle, the part that is most often overlooked, is essential for the development of reefs as the diverse and beautiful habitats that we know them as. Bioerosive interactions are very complex, and a general understanding of the process of bioerosion is†¦show more content†¦Bioerosion is among, if not the most important destructive force on the coral reef (Zubia and Peyrot-Clausade 2001). Total reef growth can be imagined as the sum of calcareous material production by organisms (bioconstruction) and the breakdown of tha t material by others (bioerosion). The interactions between bioconstruction and bioerosion are complex, dynamic, and varying (Naylor 2002). One researcher found that internal sponges alone were responsible for up to 23 kg per m^2 per year of skeletal breakdown (Spencer 2002), which is roughly equal to the fast growth of coral thickets. This illustrates that bioerosive sponges obviously play a significant role in reef ecology. What is bioerosion? Defined as the biological breakdown of calcareous reef materials, bioerosion is a â€Å"major structuring force in coral reefs† (Hutchings 2002). Calcareous materials are accumulated by corals, calcareous algae, and other marine organisms. Corals and calcareous algae, the key players in the production of the reef substrate, produce aragonite and calcite, respectively. Aragonite is a softer material than calcite and is more water soluble (Endean 1982). Underneath the growing surface of the coral reef is generally a material formed of pieces of aragonite coral skeleton (and other materials such as mollusk shells) cemented together by the deposition of calcite by growing calcareous algae. Bioerosion is responsible for the

The Great Emancipator And A Tough Political Opponent...

Henry Clay, known as â€Å"The Great Emancipator† and a tough political opponent versus Andrew Jackson in the 1832 election, made his opinion on Native American removal known in 1829 during his â€Å"State of the Union Address† (Biography.com Editors). Clay was in a position of great power, as he was one of the â€Å"first modern politician who had carefully create an image for himself†, which boosted his popularity in office, even against a famous opponent, such as Jackson. To convey his audience, he uses literary devices, such as logos, by comparing the Indians as a lower form of life. Despite his powerful position, he lost the electoral college s presidential vote by a large margin, 219-49 (Courier). In Clay’s speech â€Å"On Native Americans,† where he addresses his plans of Indian removal west of the Mississippi, he uses ethos, logos, and others opinions to take a stand against Native Americans. Historical Background/Purpose of Speech Earlier serving a lawyer in the western United States, or â€Å"frontier,† Clay never had much of a plan for a career in politics. He was born on April 12, 1777, in Hanover County, Virginia (Biography.com Editors). As a son of a wealthy reverend, and the seventh of nine children, he had a special link to American History. As the age of 3, he witnessed the place he had called home, be broken into and damaged by British troops (Hopkins). Later, he took his bar exam and was admitted in 1797 in Virginia. Clay moved to Lexington, Kentucky. Not alone in his travels,

Essay on Analysis of Pirandellos The Late Mattia - 1209 Words

Analysis of Pirandello’s The Late Mattia Pascal In his novel â€Å"The Late Mattia Pascal†, Luigi Pirandello tells the story of Mattia Pascal, a man that, after having lost everything and recognizing his unhappiness, has the opportunity to start over. The events of Mattia’s life are dictated by a mixture of fortune and decision making during unusual circumstances, where death, especially of the people he loves the most, constantly surrounds him. This leads to a crisis of identity, which is the main focus throughout the novel while at same time directly correlating to Pirandello’s life. In his novel, Pirandello explores the theme of identity, which is a symbol of the universal moral and existential crises that were taking place at the time.†¦show more content†¦He contrasts this chaos to the classical values in Anselmo’s analogy of the difference between ancient and modern tragedy, which he says is a hole torn in the paper sky. He imagines a marionette theatre production of Orestes, suggesting t hat if there was a hole torn in the paper sky while Orestes was trying to avenge his father, he would become Hamlet. Orestes was a classical â€Å"hero†, who had a specific set of values, especially Honor, and was determined to live by them. But the hole in the sky would make him question all the absolute things he believed in and become Hamlet, a very indecisive and troubled person. â€Å"Lucky marionettes, I sighed, over whose wooden heads the false sky has no holes! No anguish or perplexity, no hesitations, obstacles, shadows, pity-nothing!† (Pirandello 140). Pirandello relates Orestes to the classical values like Honor, Beauty, Bravery, which had become Hamlet, who he associates with uncertainty and modern chaos. These existential and moral crises deeply affected Pirandello’s life and his writing. Another important factor mirrored in Pirandello’s novel is his own life. One can see some similarities between the protagonist Mattia Pascal and the author Luigi Pirandello. Pirandello’s greatest misfortunes, which were the loss of his family fortune and a very unhappy marriage with a poor relationship with his three children both are in Mattia’s life. Mattia’s

Classical Essay Example For Students

Classical Essay And Operant ConditioningClassical conditioning and operant conditioning are different learning methods. The two methods have the word conditioning in common. What is conditioning?Conditioning is the acquisition of specific patterns of behavior in the presenceof well-defined stimuli. Both classical and operant conditioning are basic formsof learning. Classical conditioning is a type of learning in which an organismlearns to transfer a natural response from one stimulus to another, previouslyneutral stimulus. This is done by manipulating reflexes. Operant conditioning isa type of learning in which the likelihood of a behavior is increased ordecreased by the use of reinforcement or punishment. Operant conditioning dealswith more cognitive thought process. These two forms of learning havesimilarities and differences. Their similarities are that they both producebasic phenomena. One such phenomenon is acquisition. Both types of conditioningresult in the inheritance of a behavior. One of the most famous of experimentsthat illustrates classical conditioning is Pavlovs Dogs. In this experiment ,Pavlov sat behind a one-way mirror and controlled the presentation of a bell. The bell was the conditioned stimulus. A conditioned stimulus was an originallyneutral stimulus that could eventually produce a desired response when presentedalone. Directly after the ringing of the bell, Pavlov gave the dog food. Thefood was the unconditioned stimulus. This means that the food caused anuncontrollable response whenever it was presented alone. That response would bethe salivation of the dog. A tube that was in the dogs mouth then measured thesaliva. When the unconditioned stimulus (US) was paired with a conditionedstimulus (CS), it eventually resulted in a conditioned response. Extinctionresults if there is a decrease in frequency or strength of a learned responsedue to the failure to continue to pair the US and the CS. Extinction can alsooccur in operant conditioning. The key to operant conditioning is reinforcement. Reinforcement is when a stimulus is presented that increases the probabilitythat the preceding response will recur in the future. If reinforcement iswithheld, extinction will occur in operant conditioning. Another factor that isinvolved in conditioning is spontaneous recovery. That is the reappearance of anextinguished response after the passage of time, without further training. IfPavlovs dogs did not hear the bell for a few years, and if when they heard itlater they drooled, it would be an example of spontaneous recovery. Somethingsimilar occurs with operant conditioning. If an animal was conditioned to behavein a certain manor, but then their reinforcement was stopped, that animal maystill have a reaction to the stimulus at a much later date. Organisms that arebeing conditioned through operant or classical conditioning can go throughsomething that is known as stimulus generalization. This is when there is atransfer of a learned response to different but similar stimuli. An example would be if one of Pavlovs dogs salivated to the sound of a bell that wasdifferent from the one that they were originally conditioned with. Stimulusdiscrimination is another phenomena that occurs with classical and operantconditioning. Discrimination is when an organism learns to respond to only onestimulus and inhibit the response to all other stimuli. It is the reverse ofgeneralization. If an organism hears many different sounds, but is only givenreinforcement for responding to only one of the sounds, it learns todiscriminate between the sounds. Some of the differences between operant andclassical conditioning lie in the extent to which reinforcement depends on thebehavior of the learner. In classical conditioning, the learner is automaticallyreinforced. That is how it learns to respond to a once neutral stimulus. Inoperant conditioning, the learner must provide a correct response in order toreceived the reinforcement. Another difference between the two forms ofconditioning is the type of behavior to which each method applies. Classicalconditioning applies to a behavior that is always wanted. It was Pavlovspurpose to have the dogs salivate on command. In operant conditioning, abehavior can be learned or extinguished. If you wanted to train a dog not to dosomething, you would use a form of punishment. Classical and operantconditioning are similar, but they do differ in a few ways. Both are fairlyreliable ways to teach an organism to act in a specific manor.

Retrieved From Low Interest Personal Loans -Myassignmenthelp.com

Question: Discuss Abpout The Retrieved From Low Interest Personal Loans? Answer: Introduction My name is Harry Hunter. Am a qualified teacher who has completed a bachelors degree in teaching from Macquarie University. In addition to the bachelors degree I have gone ahead to attain a Master of teaching degree from the University of New South Wales. The above processes have equipped me with relevant skills needed to deliver quality teaching services to all the students. Currently employed as a primary school teacher in Sydney city which is in the New South Wales state. My current level is a first-year teacher which attract an annual salary of $ 67248. This translates into a gross fortnight pay of $2586.46 (SCHOOLS SALARIES AND RATES OF PAY (2017-2019), 2017). I live 3 kilometers from the school I work. To reach the school from my residential I can either use public transport which entails taxis or buses. Am a trendy person who adores fashion. On my free time I value leisure and is occasionally traveling across the state for site seeing and picnics with friends. Currently I rely primarily on public means of transport and in need of a private car. The choice of this topic was triggered by the need to gain more insight on budgeting. The use of public transport is often inconveniencing as it does not offer door to door services which I need. In addition, I travel a lot and occasionally to places that I find hard to reach using the buses. Considering that I have several expenses that need to be catered for, this topic is to help me factor in all my financial constraints. Thereafter, all come up with an economic decision that will see me ease the transport burden while at the same time managing to sustain my daily demands. How the investigation will be conducted The data that will be used on this topic will be obtained online from the websites of various relevant organizations. The websites will be both for government organizations as well as private firms. In addition, all consider the input from friends and colleagues who have models of vehicles which I may be interested in. Afterwards, all evaluate the data obtained and make a choice based on personal interest and financial constraint. Comparison of the various options Car model comparison Hyundai Accent Nissan Versa Note Has a distinctive design with a fuel-sipping engine. Has 130-hp 1.6-liter inline -four pairs with a standard perky sluggish six-speed automatic. Has a 10 year per 100000-mile powertrain warranty The car cost approximately $ 15580 Top speed is 120 mph Has a styling roomy back seat with an astronomical fuel economy. The car is weak with 1.6- liyer-fouir cylinder makes. In addition, it has a sloppy-five-speed manual. The car has a soft suspension and a grip free tires giving it a bland road behavior. The car cost approximately $ 16365 Top speed is 114mph The two models of cars were my preferred choice and from comparing their qualities Hyundai Accent offered the best qualities at an economical price. All therefore select it as the car to purchase. Moreover, I compared the rate of car insurance in 3 companies to help decide the preferable choice (Ryan, CANSTAR, 2018). Company Annual rate ($) Budget direct 1250 Ozicare Insurance 1140 Virgin Money 1250 Based on the cost of the insurance policies I selected Ozicare as my car Insurer. Project financing strategies To finance my project of purchasing a car I will need to obtain a loan from a financial institution in New South Wales. I have identified the SoFi personal loans as a favorable source of the capital. They allow borrowing of up to $ 100,000 payable in a maximum of 7 years. Their loan interest varies from 5.49% to 14.24% convertible annually. Since am compensated for my teaching job on a fortnight basis all consider the monthly payment structure.as it will be convenient for me to settle the loan amount whenever I have a surplus capital (Porter, 2018). All thereby consider taking a loan of $15580 to be paid for a period of 2 years. The interest on the loan is settled monthly while the capital is paid at the year-end. The loan term consists of interest of 6.25% which is convertible annually. Annual budgeting strategy The strategy will entail highlighting all my revenues and expenses and evaluating the surplus capital expected after venturing into the project. Calculating the tax payable Current Resident Tax Rates 2017-2018 (Exfin International Pty Ltd, 2018). $0 $18,200 Nil $18,201 $37,000 19c for each $1 over $18,200 $37,001 - $87,000 $3,572 plus 32.5c for each $1 over $37,000 $87,001 - $180,000 $19,822 plus 37c for each $1 over $87,000 $180,001 and over $54,232 plus 45c for every $1 over $180,000 My salary falls in the $37,001 - $87,000 tax bracket. So, to calculate my tax I get $3572 plus 32.5c* ($67248-$37000) = 32.5c*30248=983060c which is equivalent to $9830.6 In total my tax for the year will be $9830.6 + $3572 = $13402.6 The annual salary is $ 67248 amount payable as tax $13402.6 which leaves a net pay of $53845.4 Annual net income $ 53845.4 Expenses Home Vehicle Utilities Food Personal Others $20722 $6630 $3120 $6240 $2860 $2860 $42432 Annual savings $11413.4 Less loan capital repayment $7790 Surplus cash available $3623.4 The Budgeting Section My current expenses are mainly categorized into the home, vehicle, utilities, food, personal and others. L normally do prefer cooking at home more frequently than visiting the hotels and it is economical. Also, most of my clothes are purchased from the local shops in Sydney town as they sell at a lower cost compared to imports from Dubai. Gross Income per fortnight is $ 2586 this deduct the $ 516 payable as taxation leaves a net of $ 2070 (Australian Taxation Office, 2017). The tax per fortnight is obtained by taking the annual tax income divide by 26 (13402.6/26=516) Expenses in one month Cost ($) Total ($) Reference Home Home insurance Rent 37 760 797 (Ryan, CANSTAR, 2016) Vehicle Car insurance Gas Repairs Loan interest 44 100 70 41 255 Utilities Telephone Water Electricity Internet 30 20 25 45 120 Food Serials Hotel 150 90 240 Personal Clothing Medical 70 40 110 Others Leisure Presents 60 40 110 Total 1632 From the net income of $ 2070 if I deduct the $1632 for expenses then all be able to save $ 438 in a single fortnight. This transforms into a saving of $ 11388 per annum. Project cost The project is expected to cost $ 15580 plus the addition of (15580*0.0625*2=1947) $1947 in the form of interests. Since this amount cannot be raised from my savings per fortnight all consider borrowing and have identified the SoFi for a personal loan. The loan will be paid in a period of two years at an interest of 6.25% convertible annually. In total the project will cost $7790 of capital in the first year plus $974 as interest totaling $8764. Since the interest are paid monthly and have been budgeted in the fortnight income only the $ 7790 will be settled at the end of the year. This will leave me with surplus cash of ($ 11388 - $ 7790) =$3598 at the end of the year. Examples of mathematical processes and calculations applied during the investigation Calculation Method Working Algorithm Addition (obtaining the total cost of food expenses) Scratch 150 +90 240 First write the numbers in columns with the units such that ones are under ones and tens are under tense etc. Add the ones that is 0+0=0 write this in the ones column Then add the tens 5+9=14, write 4 in the tens column and note 1 Add the 1 to the 1 in the hundreds column 1+1=2 and write the 3 in the hundreds column Lattice 1 5 0 + 9 0 0 1 1 4 0 0 2 4 0 Subtraction (calculating the expected savings per fortnight) Scratch method 2070 -1632 438 Arrange the values in a column form with the ones in one column tens in one column etc. Solve them in the column form starting from the left. 0-2 is not possible so I obtain one from 7 in the tens column to make it 10-2 which is 8. In the tens column you have 6-3=3 In the hundreds column you have 0-6 which is not possible, so you obtain 1 from the thousands column to make it 10-6=4 In the thousands column take 1-1 to get 0 Regrouping 2070 -1632 362 t h t 0 || ,,,,,,, | . ,,,,,, ////////// . ,,, Fist I wish to take away 2 from 0 which is not possible. So, I borrow one from the tens column to make it 10. Now 10-2=8 Now I go to the tens columns I need to take away 3 from 6 which gives me 3, I then move to the hundreds column and need to remove 6 from 0 which is not possible. So, I borrow one from the thousands column to have 10-6=4 In the thousands column I have one which when I remove 1 remains with zero Multiplication (obtaining the annual savings) Standard multiplication 438 * 26 2628 876 11388 Write the number in columns such that that ones are ones, tens under tens etc Starting from the right-hand side multiply 6*8=48. Write 8 under the ones column and note 4. Now multiply 6*3=18 and add the 4 noted above 6*3=18+4=22. Write 2 under the tens column and note 2 Multiply 6*4=24 and add the 2 to give 18+2=26. Write the 23 such that 6 is under the hundreds column and 2 the thousands column. Now go to the 2 in the bottom row, multiply 2*8=16 and write the 6 under the tens column and note 1. Again, multiply the 2*3=6 and add the 1 notes above 6+1=7, write 7 under the hundreds column. Multiply the 2*4=8 write the 8 under the thousands column Now perform addition First drop 8 to the ones column. Then add 2+6=8 write 8 in the tens column Add 6+7=13 write the 03in the hundreds column and note 1 Lastly add 8+2=10 plus the one noted above to get 11 Lattice multiplication style 4 3 8 0/8 0/6 1/6 2 2/4 1/8 4/8 6 11 3 8 8 First, we set the lattice box The multiplication is 3 digits by 2, the box will be a 3*2 The next step will be to add Division (deriving the interest amount to be allocated to a fortnight income) standard 37.4 974/26 1 Ans is 37 to the nearest whole number Short division 974/26 37 26 974 78 194 182 12 Starting from the left check if 9/26 is a value greater than 1, if no check 97/26=3. 3 is the whole number obtained write it on top of 7. Then multiply 26*3=78. Subtract 97-78=19, write the 19 and drop 4 to make it 194. Now I have 194/26=7 number. Write it on top of 4 The value of the division is 37 Percentage (interest rate) Multiplication and division 974/15580*100= 6.25 Fraction (interest rate) 974/15580= 487/7790 Simplify Investigation results My research into the model of a car to purchase, the appropriate financial plan and effective budgeting to cater for this plan was a success. By visiting several car dealers and consulting the people who had a car model like the one I had interest in, I managed to gather adequate information. My informants educated me on the features and qualities to look for in a car. In addition, I managed to source for reliable car dealers who offer the best car prices on the internet. From the internet sources I also obtained information on credit institutions and was able to select a convenient source of a personal loan to assist me in funding the project. Was I to replan the project then I may shift my reliance on individual information from friends and instead focus on visiting various agents for more precise information. Difficulties encountered during the investigation and their solutions One of the major difficulty I endured during my planning was the time limit. Occasionally I had to book a meeting with company agents and consultants to source for information. Since I a dedicated school teacher I found it hard to share my work time with the planned meeting considering that the working ours tend to collide. Also, I found reliance on information from friends a bit misleading as some of the information I obtained from them ended up varying from the actual data from company agents. The difficulty was though resolved once I settled on the agency information as a budgeting basis. Lastly, prior to the investigation I had difficulties understanding the interest rates computation. This was though made clear after I obtained clarification from the financial institutions I visited. Lesson learned from the investigation From this investigation I have managed to have a grip on the art of personal budgeting. In future all have an easy time understanding my expenses hence be able to regulate unnecessary spending. Moreover, I have managed to acquire knowledge of bank loans and their interests should I need financing in future I gauze my budgeting plan will be much simpler. References Australian Taxation Office. (2017, July 1). Australian Government; Australian Taxation Office. Retrieved from Pay as you go (PAYG) withholding: https://www.ato.gov.au/uploadedFiles/Content/MEI/downloads/Fortnightly-tax-table-2017-18.pdf Exfin International Pty Ltd. (2018). exfin. Retrieved from Current Australian IncomeTax Rates - Resident and Non-Resident: https://www.exfin.com/australian-tax-rates Porter, T. (2018, January 23). Banktracker. Retrieved from The Best Low-Interest Personal Loans for 2018: https://www.mybanktracker.com/personal-loans/reviews/low-interest-personal-loans-273431 Ryan, T. ( 2018, January 11). CANSTAR. Retrieved from How Much Does Car Insurance Cost?: https://www.canstar.com.au/car-insurance/what-does-car-insurance-cost/ Ryan, T. (2016, September 16). CANSTAR. Retrieved from What is Home Contents Insurance and how much does it cost?: https://www.canstar.com.au/home-insurance/home-and-contents-insurance/a-beginners-guide-to-home-and-contents-insurance/ SCHOOLS SALARIES AND RATES OF PAY (2017-2019). (2017). Retrieved from https://www.nswtf.org.au/files/schools_-_salaries_and_rates_of_pay_2017-2019.pdf